Debt & Insurance Recovery

At National Legal Solutions, we understand that outstanding debts and delayed insurance claims can disrupt cash flow and impact your ability to operate confidently. That’s why we’ve built a dedicated recovery team focused on efficient, outcome-driven resolution of debt and insurance recovery matters - with minimal disruption to your business.

Specialist Support You Can Rely On

Our recovery services are led by a senior recovery manager with extensive experience in navigating complex commercial disputes. Whether you’re dealing with unpaid invoices, disputed claims, or high-value contractual defaults, we act quickly and strategically to recover what’s owed to your business.

We assist with:

  • Unpaid accounts and overdue invoices

  • Enforcing payment terms and loan agreements

  • Recovery of insurance entitlements

  • Settlement negotiation and structured payment arrangements

  • Default notices and demands

  • Liaison with insurers and third-party debtors

Escalation to Litigation

When a matter cannot be resolved through informal recovery or negotiation, we work closely with expert litigation practitioners to progress your case efficiently through the appropriate legal channels. Our team will manage the escalation process - from evidence preparation to liaising with litigation partners - to ensure continuity, consistency, and alignment with your commercial objectives.

There are no additional layers or handovers - you’ll continue to deal directly with the same NLS team who understands your matter from day one.

Who This Service is For

    • Often face payment delays, disputes over variations, and unpaid progress claims.

    • May need to recover retention amounts or pursue claims against insurers for property damage, project delays, or liability issues.

    • Often extend credit terms to stockists or distributors and face defaults on bulk supply agreements.

    • Require support enforcing terms and recovering losses while maintaining commercial partnerships.

    • May deal with unpaid management fees, repairs, or reimbursements from tenants, landlords, or contractors.

    • Insurance recovery support is often needed for damage, public liability claims, or property-related incidents.

    • Require clear enforcement of loan agreements and recovery of principal and interest.

    • May also need structured settlement planning to protect borrower relationships.

  • Including accident replacement providers.

    • Frequently deal with unpaid hire fees from drivers awaiting insurance payouts.

    • Must often recover costs from third-party insurers or at-fault drivers.

    • Face delays and disputes over liability, hire duration, or damage charges.

    • Benefit from expert support in both negotiating settlements and pursuing recovery through formal channels where required.

    • Involves high-value items hired on tight schedules — delays in payment or returns cause serious business disruption.

    • Need fast, assertive resolution of overdue accounts and clarity around contractual enforcement

Get in touch to discuss your recovery needs.

  • Whether you require immediate action on an unpaid debt or long-term recovery support as part of your business operations, we’re here to help you resolve matters efficiently and protect your bottom line.